:root{
  --navy:#0f2a43; --navy2:#163a5c; --amber:#e8a33d; --amber-d:#c9852a;
  --ink:#1c2733; --muted:#5a6a7a; --line:#dde5ec; --bg:#f6f8fa; --white:#fff;
  --radius:12px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.6;background:var(--white)}
a{color:var(--navy2)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
h1,h2,h3{color:var(--navy);line-height:1.25}
h1{font-size:2.35rem;margin-bottom:.6rem}
h2{font-size:1.7rem;margin-bottom:.7rem}
h3{font-size:1.12rem;margin-bottom:.4rem}
p{margin-bottom:1rem}
.lede{font-size:1.15rem;color:var(--muted)}
.btn{display:inline-block;background:var(--amber);color:#17222e;font-weight:700;padding:.85rem 1.5rem;border-radius:8px;text-decoration:none;border:0;cursor:pointer;font-size:1rem}
.btn:hover{background:var(--amber-d)}
.btn-ghost{background:transparent;color:var(--white);border:2px solid var(--white)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-navy{background:var(--navy);color:var(--white)}
.btn-navy:hover{background:var(--navy2)}
/* header */
.topbar{background:var(--navy);color:#dbe6f0;font-size:.9rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;padding-top:.45rem;padding-bottom:.45rem;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:600;text-decoration:none}
header.site{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:.8rem;padding-bottom:.8rem;gap:1rem}
.logo{font-weight:800;font-size:1.3rem;color:var(--navy);text-decoration:none;letter-spacing:-.02em}
.logo span{color:var(--amber-d)}
.logo small{display:block;font-size:.72rem;font-weight:600;color:var(--muted);letter-spacing:.04em;text-transform:uppercase}
nav.main{display:flex;gap:1.4rem;align-items:center}
nav.main a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.98rem}
nav.main a:hover{color:var(--amber-d)}
.nav-call{background:var(--navy);color:#fff!important;padding:.55rem 1rem;border-radius:8px}
.nav-toggle{display:none;background:none;border:0;font-size:1.5rem;color:var(--navy);cursor:pointer}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 70%);color:#eaf1f7;padding:3.6rem 0}
.hero h1{color:#fff}
.hero .lede{color:#c9d9e8}
.hero-ctas{display:flex;gap:.9rem;flex-wrap:wrap;margin-top:1.4rem}
.hero-points{display:flex;gap:1.6rem;flex-wrap:wrap;margin-top:2rem;font-size:.95rem;color:#c9d9e8}
.hero-points strong{color:#fff}
/* trust bar */
.trustbar{background:#fdf3e0;border-bottom:1px solid #f0ddba}
.trustbar .wrap{display:flex;gap:2rem;flex-wrap:wrap;padding-top:.8rem;padding-bottom:.8rem;font-size:.95rem;color:#6b5410}
.trustbar strong{color:var(--navy)}
/* sections */
section{padding:3rem 0}
section.alt{background:var(--bg)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.2rem;margin-top:1.6rem}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem}
.card p{color:var(--muted);margin-bottom:.6rem}
.card a{font-weight:700;text-decoration:none}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:1.2rem;margin-top:1.6rem;counter-reset:step}
.step{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem}
.step::before{counter-increment:step;content:counter(step);display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--amber);color:#17222e;font-weight:800;margin-bottom:.7rem}
.price-box{background:var(--white);border:2px solid var(--navy);border-radius:var(--radius);padding:1.8rem;margin-top:1.4rem}
.price-big{font-size:2rem;font-weight:800;color:var(--navy)}
.faq-item{border-bottom:1px solid var(--line);padding:1.1rem 0}
.faq-item p{color:var(--muted);margin:0}
.cta-band{background:var(--navy);color:#eaf1f7;padding:2.8rem 0}
.cta-band h2{color:#fff}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:1.5rem;flex-wrap:wrap}
table.facts{width:100%;border-collapse:collapse;margin-top:1rem}
table.facts td{border-bottom:1px solid var(--line);padding:.7rem .4rem;vertical-align:top}
table.facts td:first-child{font-weight:700;color:var(--navy);width:38%}
/* form */
form.lead-form{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:1.8rem}
form.lead-form label{display:block;font-weight:600;margin:.9rem 0 .3rem}
form.lead-form input,form.lead-form select,form.lead-form textarea{width:100%;padding:.7rem;border:1px solid #bfcdd9;border-radius:8px;font:inherit}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start}
.note{font-size:.9rem;color:var(--muted)}
/* footer */
footer{background:#0b1e31;color:#aebfd1;padding:2.4rem 0;font-size:.94rem}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:1.6rem}
footer h3{color:#fff;font-size:1rem;margin-bottom:.6rem}
footer a{color:#dbe6f0;text-decoration:none}
footer .fineprint{margin-top:1.8rem;padding-top:1rem;border-top:1px solid #24405c;font-size:.85rem;color:#8499ae}
.sticky-call{display:none}
@media(max-width:820px){
  nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:flex-start;padding:1rem 20px;border-bottom:1px solid var(--line)}
  nav.main.open{display:flex}
  .nav-toggle{display:block}
  .grid2{grid-template-columns:1fr}
  h1{font-size:1.9rem}
  .sticky-call{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60}
  .sticky-call a{flex:1;text-align:center;padding:1rem;font-weight:800;text-decoration:none;background:var(--amber);color:#17222e}
  body{padding-bottom:52px}
}